Speed Payment Processing, Lower Costs, Improve Visibility
Brick-and-mortar merchants know that the faster they can check out customers, the higher their sales. However, processing payments over traditional terminals with modems can be extremely slow. Fidelity enables merchants of any size to process credit card and check transactions within seconds. Leveraging the “always on” connection of DSL, cable, or other broadband service, merchants can rapidly and securely process transactions originating from virtually any sales location or device, including PC-based POS applications. This capability enables merchants to eliminate redundant telephone lines and still receive current card-present rates. For more intelligent and efficient data tracking, reconciliation, and reporting, merchants can consolidate transaction information from multiple terminals or locations. Using the Fidelity Point Service, merchants not only ensure that transaction information is securely transmitted and quickly processed, they also lower costs, streamline administration, and increase customer satisfaction—all with minimal investment.
Lightning-Fast Processing
To begin processing transactions online, merchants can leverage their existing high-speed Internet connection. They simply use an open standards-based application programming interface (API), provided by Fidelity, to link their point-of-sale (POS) terminals to the Fidelity Point service. Fully automated, Internet based transaction processing eliminates costs associated with manual or modem-based terminals and speeds customer checkout.Transactions are completed in as little as two to three seconds. Before processing credit card payments, the service verifies in real time that payment information is valid, and that funds are available. In addition, it automatically reports exceptions, enabling merchants to respond immediately to failed transactions, declined cards, and other problem
Real-Time Visibility
For merchants who choose to funnel all their transactions from multiple terminals or locations through one server, the Fidelity Point Service streamlines administration and aids data analysis and decision-making by centralizing payment tracking, management, and reporting. The service channels all transaction activity through the payment gateway to consolidate data across all terminals—regardless of type, number, or location. Using a Web browser, both onsite and corporate-level managers can securely access the service’s administrative interface to track, manage, and analyze transaction activity and end-of-day reports in real time. Merchants can also choose to build their own reporting engine by aggregating responses from Fidelity and recording them in their own database. In addition, they can easily activate new terminals as their business grows.
Proven Reliability and Scalability
The Fidelity Point Service is designed for scalability and availability at all levels of the payment process. The service enables merchants to quickly deploy card-present services at disparate devices and multiple locations, while providing the processing power to easily accommodate large-scale rollouts, rapid customer growth, and new revenue-generating opportunities. Merchants can deploy card-present services on a single device, across multiple lanes in one location, or across thousands of stores and kiosks. Built on the Fidelity Payment Systems infrastructure, which has the best uptime record in the industry, the Fidelity Point Service platform is available 24×7 and easily supports millions of transactions per day. High-bandwidth, fault-tolerant network connections ensure that transaction processing is rapid and reliable, even as demand increases. Hardware redundancy, load balancing, and failover capabilities help ensure that processing and security services are always available, even in the event of server failure.
End-to-End Security
The Fidelity Point Service is based on the Vital Payment Services platform. As the world’s largest provider of trusted payment processing, Vital ensures that the entire payment process is fully secured. Secure Sockets Layer (SSL) encryption and digital certificate-based technology protect customer data and payment processes as they travel from the POS terminal through the system. In addition, the service creates a secure record of every transaction to enable auditing.
Lightning-Fast Processing
To begin processing transactions online, merchants can leverage their existing high-speed Internet connection. They simply use an open standards-based application programming interface (API), provided by Fidelity, to link their point-of-sale (POS) terminals to the Fidelity Point service. Fully automated, Internet based transaction processing eliminates costs associated with manual or modem-based terminals and speeds customer checkout.Transactions are completed in as little as two to three seconds. Before processing credit card payments, the service verifies in real time that payment information is valid, and that funds are available. In addition, it automatically reports exceptions, enabling merchants to respond immediately to failed transactions, declined cards, and other problem
Real-Time Visibility
For merchants who choose to funnel all their transactions from multiple terminals or locations through one server, the Fidelity Point Service streamlines administration and aids data analysis and decision-making by centralizing payment tracking, management, and reporting. The service channels all transaction activity through the payment gateway to consolidate data across all terminals—regardless of type, number, or location. Using a Web browser, both onsite and corporate-level managers can securely access the service’s administrative interface to track, manage, and analyze transaction activity and end-of-day reports in real time. Merchants can also choose to build their own reporting engine by aggregating responses from Fidelity and recording them in their own database. In addition, they can easily activate new terminals as their business grows.
Proven Reliability and Scalability
The Fidelity Point Service is designed for scalability and availability at all levels of the payment process. The service enables merchants to quickly deploy card-present services at disparate devices and multiple locations, while providing the processing power to easily accommodate large-scale rollouts, rapid customer growth, and new revenue-generating opportunities. Merchants can deploy card-present services on a single device, across multiple lanes in one location, or across thousands of stores and kiosks. Built on the Fidelity Payment Systems infrastructure, which has the best uptime record in the industry, the Fidelity Point Service platform is available 24×7 and easily supports millions of transactions per day. High-bandwidth, fault-tolerant network connections ensure that transaction processing is rapid and reliable, even as demand increases. Hardware redundancy, load balancing, and failover capabilities help ensure that processing and security services are always available, even in the event of server failure.
End-to-End Security
The Fidelity Point Service is based on the Vital Payment Services platform. As the world’s largest provider of trusted payment processing, Vital ensures that the entire payment process is fully secured. Secure Sockets Layer (SSL) encryption and digital certificate-based technology protect customer data and payment processes as they travel from the POS terminal through the system. In addition, the service creates a secure record of every transaction to enable auditing.
